I’m a
First Home Advantage for Community Heroes
Helping first-time homebuyers in education, healthcare, and first response overcome the barriers to homeownership.
How the Program Works
A clear, guided path designed specifically for first-time homebuyers serving our communities.
Confirm Eligibility
We start by confirming your eligibility as a community hero and first-time homebuyer. This includes profession verification and a high-level review of your goals.
Hero Home Readiness Review
You receive a personalized review of credit, income, and affordability—plus guidance on grants, down payment assistance, and cost-saving strategies.
Education & Strategy
We walk you through the homebuying process, market expectations, and how to compete confidently—without overextending financially.
Pre-Approval & Home Search
Once ready, we secure your pre-approval and help you move forward with a clear offer strategy and trusted local partners.
Close With Confidence
From contract to keys, we stay hands-on through closing—and continue supporting you well beyond move-in day.
What Makes This Different
This isn’t a generic first-time buyer program. It’s built around the real challenges faced by community heroes.
Built Specifically for Community Heroes
We focus on the unique income structures, schedules, and career paths of first responders, healthcare professionals, and educators— not one-size-fits-all assumptions.
Real Help With Upfront Costs
We actively layer grants, down payment assistance, lender credits, and seller strategies to reduce cash-to-close whenever possible.
Education Without Pressure
You’ll understand your options before making decisions. No rushing, no sales tactics—just clarity and confidence.
Dedicated Human Guidance
You work with a real advisor who stays with you from the first conversation through closing—and beyond.
Support That Continues After Closing
We don’t disappear after move-in day. Ongoing mortgage checkups and planning are part of the experience.
Program Benefits
Practical advantages designed to reduce friction, increase clarity, and help you move forward with confidence. Availability and eligibility vary by borrower and location.
Hero Eligibility Review
Fast, clear guidance on program fit for first responders, healthcare professionals, and educators—without guesswork.
Upfront Cost Strategies
Down payment assistance, grants, lender credits, and seller strategies explored to reduce cash-to-close when available.
Affordability & Payment Clarity
Clear payment scenarios, budget alignment, and “what this means monthly” modeling before you commit to a purchase.
First-Time Buyer Guidance
A simple, step-by-step roadmap so you understand timelines, inspections, offers, and what to expect at every stage.
Offer Strategy Support
Guidance on how to structure an offer, prepare documentation, and navigate competitive markets intelligently.
Trusted Partner Experience
Connection to vetted professionals who understand first-time buyers and help keep the process organized and calm.
Ready to See What You Qualify For?
Take 2 minutes to complete the eligibility form. We’ll review your options and map out the smartest path forward. Benefits and availability vary by borrower, property, and location.